In the UAE, the Ratibi salary card is a widely used solution for employees earning less than AED 5,000 per month. Designed by First Abu Dhabi Bank (FAB), the Ratibi card allows for convenient and secure salary disbursements. But many cardholders often ask, “How do I check my Ratibi card balance?” This is where knowing the Ratibi balance check number becomes essential.
In this article, we’ll guide you step-by-step on how to check your Ratibi card balance through various methods, including SMS, online portal, and helpline services. We’ll also explore some common issues and useful tips to ensure a smooth experience.
What is a Ratibi Card?
Before diving into the balance check process, let’s quickly understand what a Ratibi card is. Issued by FAB, the Ratibi card is a prepaid payroll card used by employers to pay wages without needing a bank account. Employees can use it to withdraw cash, make purchases, or check their salary status—all without a traditional bank account.
The card is secured with a PIN and backed by FAB’s network, ensuring both convenience and safety.
How to Check Ratibi Card Balance: All Available Methods
There are multiple ways to check your Ratibi card balance. Let’s walk through the most common and reliable methods:
1. Ratibi Balance Check Number via SMS
This is the easiest and fastest method. To check your Ratibi card balance through SMS:
- Type an SMS in the following format:
BAL <space> Last 4 digits of your Ratibi card - Send it to this number:
2121
Example:BAL 1234 → Send to 2121
Shortly, you’ll receive a message showing your available balance. It’s fast, accurate, and doesn’t require an internet connection.
Note: Make sure the mobile number you’re using is registered with FAB and linked to your Ratibi card.
2. Online Ratibi Balance Inquiry (FAB Portal)
For those who prefer using a browser, FAB has an online Ratibi portal dedicated to checking card balances.
Follow these steps:
- Visit the FAB Ratibi Card Portal
- Enter your Ratibi card number
- Complete the CAPTCHA
- Click “Go”
You’ll be redirected to a page displaying your card balance and transaction history.
This method works well if you don’t have your phone handy but can access the internet.
3. Customer Service Helpline
Another method to check your Ratibi card balance is by calling FAB’s customer care.
- Dial 600 52 5500 (FAB Helpline)
- Choose the language
- Select the option for Ratibi card inquiries
- Follow the prompts to check your balance
This method may take slightly longer but is very useful if you’re facing issues with SMS or the online portal.
Troubleshooting Common Issues
Despite the simplicity, some users may encounter issues when checking their balance. Here are a few things to check:
- Mobile Number Not Registered: If you don’t receive an SMS response, your number may not be linked.
- Incorrect Card Digits: Always double-check the last 4 digits you input.
- Card Expired or Blocked: Contact FAB if your card is not active.
- Poor Network: SMS delays often happen due to weak signal strength.
Why Knowing the Ratibi Balance Check Number Matters
Being aware of your card balance ensures better money management and prevents failed transactions. Moreover, it helps you:
- Avoid overdrafts at ATMs
- Plan monthly expenses more effectively
- Spot unauthorized transactions promptly
Whether you are a domestic worker, retail employee, or driver, having access to your Ratibi balance check number empowers you financially.
Final Thoughts
Checking your Ratibi card balance is simple, and knowing the right methods can save time and effort. Whether through SMS, the FAB website, or a direct call, you’re always a few steps away from knowing your balance. Always keep your Ratibi balance check number handy and use it wisely to track your wages regularly.
